Social Security Increase 2025 Estimate. Social security's 2025 cola estimate inched up to 3.2% as inflation stays elevated. 2025's cola estimate rose to 3.1% after hotter february inflation data.

The 2.5 percent cola will bump up the estimated average social security retirement benefit by $49 a month, from approximately $1,927 to $1,976, starting in january,. Based on the most recent inflation data available, the nonpartisan senior citizens league projects that 2025’s social security cola will be 2.63%.